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"There's a certain point with every client when you can actually see the look of relief on their face. They grasp the fact that their plan is right for them, it's doable, and it will help get them where they want to be. They feel like they finally have a direction, and I'm happy to be able to give them that."


Howard S. Milove, CPA®, PFS®


Howard Milove is a comprehensive financial planner and investment manager with Access Wealth Planning. His client base is diverse, ranging from small business owners and professionals to individuals planning for and in retirement, and he likes it that way. To serve them all well, he relies on his ability to understand their goals and then adapts financial plans to each unique situation, thinking creatively to solve problems. 

He has extensive experience in the fields of financial planning and asset portfolio management, and combines this expertise with his natural hands-on style to deliver personalized plans that work. A partner with Access Wealth Planning, as well as its affiliate, EKS Associates, Howard also sits on the firm's Investment Committee, responsible for managing the firm's investment strategy, as well as selecting and monitoring the investments and managers recommended to clients.

Howard has appeared in Accounting Today, been featured in The Star-Ledger and also contributes to the firm’s two newsletters, The Advisor and Financial Advice for the Baby Boomer. He has taught “Investment ABCs” at the Princeton Adult School in Princeton, New Jersey, and “Financial Strategies for Successful Retirement” at Fairleigh Dickinson University and Bergen Community College. 

Howard's prior experience includes holding positions at a prominent New York City accounting firm, as well as one of the largest financial institutions in the country. He earned his Bachelor of Science degree in Accounting from Syracuse University, and later obtained his Personal Financial Specialist (PFS®) designation, only granted to CPAs who meet stringent requirements of the American Institute of Certified Public Accountants (AICPA®). He is a member of the AICPA®, the State Society of Certified Public Accountants for both New York and New Jersey, and the Financial Planning Association.